Our Construction Group

Our Mission

Building a custom home is often the best path to your perfect home. The thought of building from the ground up, or even starting a renovation to your existing home, can feel a bit overwhelming. You can rely on your MVB Mortgage loan officer to walk you through the process and help make it as smooth and hassle-free as possible.

Our Construction Group, led by Senior Vice President Jonathan Kinard, manages a number of loan programs that provide you with the financing foundation on which to build your dreams:

  • New Construction
  • Tear-Down and Build
  • Bridge
  • Home Purchase + Renovation
  • Renovation

Whether building a primary residence or a vacation home, you will appreciate our in-house processing and flexible underwriting, and your builder will appreciate the timely and efficient draw process that keeps your build on schedule. Let MVB Mortgage be your financial architect.

New Construction

New Construction

You’ve been looking for your Dream Home but you’re coming up empty-handed again and again? Sounds like time to BUILD your perfect home with the custom home builder of your choice.

Get started with a residential construction loan from MVB Mortgage. We will help you navigate the loan process from start to finish, honoring your financial sensibilities and enabling your builder to keep moving forward with our streamlined loan administration procedures.

Purchase + Renovate

Purchase + Renovate

You found your dream home, Congratulations! but it could use some TLC, right? Maybe it needs a few upgrades, or it would be perfect if it just had a little more space. You don’t want to miss out on a fantastic buy, but you’re not sure what to do.

MVB Mortgage has the answer: a Purchase + Renovation Loan. The contractor of your choice provides an estimate on the renovations, and we combine the settlements and the closing costs for both the purchase and reno loan transactions, which will save you both time and money.

Don’t risk losing your perfect home, call us!

Tear Down & Build

Tear Down & Build

If a traditional Bridge Loan will not work, MVB Mortgage can offer a Cross Collateral Purchase Loan which allows you to purchase a new primary residence, before you’ve sold your current residence.

The combination of our flexible underwriting and portfolio loan products might be the solution that makes the difference between youbeing able to move forward with a new home purchase without having to list your current residence at low price just to facilitate a fast sale.

Don’t let your dream home slip away, call us!



When you’ve found your perfect home, or have decided to build it, but haven’t yet sold or listed your current home, MVB Mortgage can help with a loan that “bridges” the gap between buying and selling.

How do we make this work? An appraisal of your current home is used to determine the equity in the property. We’ll allow you to draw out the equity in your current residence and use the funds as the down payment on the purchase of your new primary residence.

Don’t miss out on buying or building the home of your dreams, call us!

For Builders

For Builders

MVB Mortgage knows there can be a lot of confusion when it comes to construction projects: financing the build and then moving the home into permanent financing. That’s why we work thoughtfully with borrowers and their builders to ensure that the process is smooth and trouble-free for everyone.

Our Construction Group, led by Senior Vice President Jonathan Kinard, adeptly manages the loan administration, start to finish, and…

  • Your risk is eliminated when you don’t have to fund the build yourself
  • Your cash flow is freed so that you can fund other projects.
  • We educate our borrowers so they’ll fully understand how the build process works
  • Our builder approval process is simple and to-the-point
  • Draws are paid directly to you, usually within 72 hours of requests validated by inspection

In addition, we can show you how to take care of real estate agent commissions up front to help increase your referral activity. Our Construction Group has the experience you expect to handle your transaction with the highest level of professionalism.

Give us a call today and find out all that MVB Mortgage can do for you!

Regional Contacts

Tear Down & Build

DC Metro Area: 571.266.6495
Maryland: 571.266.6502
West Virginia: 304.677.1244

In the Carolinas:

Charleston: 843.789.0012 • 301.502.5335

Charlotte: 704.579.0334 • 980.722.8794 • 304.288.8686 • 336.403.1384

Columbia: 803.622.1679 • 803.920.3051

Greensboro: 336.210.1343 • 336.255.0445 • 336.580.7350 • 336.264.6955

Raleigh: 919.291.0139 • 410.961.5979 • 919.771.4688

Supply (Brunswick County & the Surrounding Region): 910.352.6562

Wilmington: 301.466.3705 • 919.771.4688 • 704.589.5264 • 330.806.0166

Construction Group Contacts

DC Metro Area: 571.266.6495
Maryland: 571.266.6502
West Virginia: 304.677.1244

In the Carolinas:

Charleston: 843.200.9830 • 301.466.3705
Charlotte: 704.579.0334 • 304.288.8686
Columbia: 803.622.1679 • 803.920.3051
Greensboro: 336.255.0445 • 336.210.1343 • 336.378.0560
Hilton Head: 609.442.4185 • 301.466.3705
Myrtle Beach: 704.231.7004 • 301.466.3705
Raleigh: 919.291.0139 • 919.771.4688
Supply (Brunswick County & the Surrounding Region): 910.352.6562 • 910.368.6103
Wilmington: 301.466.3705 • 704.589.5264

Construction Loan Servicing Help

Call 844-382-9621 or click here to submit a question