Privacy

MVB Mortgage, MVB Mortgage of PA, and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group, Inc., a wholly-owned subsidiary of MVB Bank, Inc.

MVB Mortgage NMLS ID#181319  |  Equal Housing Lender  |  www.nmlsconsumeraccess.org  |  www.mvbmortgage.com/opt-out

Privacy: When sending email to us, never include any confidential or non-public personal information such as your loan number or Social Security Number. You cannot be assured that your connection is a secure one. Further, none of our employees will ever ask you to provide non-public personal or confidential information via email.

Confidentiality: The information contained in the email you’ve received, and the documents attached, are the exclusive property of MVB Mortgage and are strictly directed to the person or company identified as the addressee of this message. Any unauthorized disclosure, copying or use of these documents by any person other than the addressee is strictly prohibited. We strongly advise you to verify the integrity of this message as MVB Mortgage assumes absolutely no liability for any damage allegedly resulting from any contamination of this message including a virus, whether by way of modification, distortion or alteration. If you are not the intended recipient, please notify the sender by reply email or telephone and destroy all copies of the original message.

FACTS: What does MVB Mortgage do with your public and non-public personal information?

Why?

Financial companies choose how they share your public and non-public personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your public and non-public personal information. Please read this notice carefully to understand what we do.

What?

The types of public and non-public personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and transaction history
  • Account balances and credit history
  • Payment history and credit scores

When you are no longer our customer, we continue to share your public and non-public personal information as described in this notice.

How?

All financial companies need to share Customers public and non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers public and non-public personal information; the reasons MVB Mortgage chooses to share; and whether you can limit this sharing.

Reasons we can share your public and non-public personal information:

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does MVB Mortgage share? Yes

Can you limit this sharing? No

For our marketing purposes, and for joint marketing with our affiliates — to offer our products and services to you

Does MVB Mortgage share? Yes

Can you limit this sharing? Yes — we are required to provide an Opt-Out

For our affiliates’ everyday business purposes — information about your creditworthiness

Does MVB Mortgage share? Yes

Can you limit this sharing? Yes – we are required to provide an Opt-Out

For non-affiliates to market to you

Does MVB Mortgage share? Can you limit this sharing?

No – we do not share, sell, or otherwise distribute your personal information

For our affiliates’ everyday business purposes — information about your creditworthiness

Does MVB Mortgage share? Yes – however, we may share ONLY publicly available information such as name, mailing address, phone number(s), etc.

Can you limit this sharing? Yes – we are required to provide an Opt-Out

TO LIMIT OUR SHARING

Visit our Opt Out page: www.mvbmortgage.com/opt-out or call us at (571) 266-6500

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing as described in this notice.

Who is providing this notice?

MVB Mortgage, MVB Mortgage of PA, and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group, Inc., a wholly-owned subsidiary of MVB Bank, Inc. • MVB Mortgage NMLS ID#181319

How does MVB Mortgage protect my public and non-public personal information?

To protect your public and non-public personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also use procedural safeguards that comply with Federal standards to guard your non-public personal information.

How does MVB Mortgagecollect my non-public personal information?

We collect your non-public personal information, for example, when you open an account or Deposit Money or Pay your bills or Apply for a loan or Make deposits or withdrawals from your account. We may also collect your non-public personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness, for example
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial or non-financial companies. MVB Mortgage is affiliated with MVB Mortgage of PA, MVB Mortgage of KY, MVB Bank, Inc., MVB Insurance, Inc., MVB Financial Corp, and Lender Service Provider (LSP).

Non-affiliates: Companies not related by common ownership or control. They can be financial or non-financial companies.

Joint marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.

For California residents only: we will not disclose or share information about California residents without first providing you with a California Privacy Notice honoring your choice unless such sharing or disclosure is permitted by applicable law.